![]() Example: Critical Illness, Accidental Death Benefit, Total Disability Benefit, Living Benefit Rider, and more choices out there. There are many possible riders you can add to the life insurance. So on those days I wasn’t actively working and earning as I was tied to the hospital bed, but thankfully I have some financial cushion because I signed-up with a Sun Life VUL Life Insurance – Sun Maxilink Prime and one of the riders I’ve chosen on application was the “hospital income benefit” or HIB. On the first instance, I was admitted for 3 days the 2nd one was for 4 days. ![]() I was hospitalized twice last year, underwent major operations on both times. I have such a plan with Sun Life Philippines and this post is to share my experience in filing and claiming my hospital income benefit claim from said life insurance company.
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